Know the money side of divorce.
Estimate divorce cost, housing choices,and the budget for your next chapter.
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Privacy
DivorceFinancialCompass.com does not require an account, login, name, email address, or saved personal profile. Calculator entries and display preferences can be stored in this browser so the site feels easier to use on this device.
Clearing saved data affects only this browser. It does not delete anything from a server and it does not affect any other device.
About
DivorceFinancialCompass.com helps people think through the money side of divorce before making major financial commitments. The calculators focus on affordability, housing choices, legal-cost pressure, cash runway, and post-divorce budgets.
The site is designed for planning context only. It explains pressure points and assumptions; it does not decide what is legally fair or what a court may order.
Complete Printable Report
Calculator results are built to be printable and easy to review. A report can include the plain-English verdict, scores, risk flags, assumptions, scenario comparisons, and questions to ask professionals.
Reports are free and do not include ads. They are for personal planning conversations, not legal filings, court submissions, or professional advice.
Disclaimer
This site does not provide legal, financial, tax, mediation, court, custody, child support, spousal support, property-division, mortgage, settlement, or professional advice. Results are estimates based on the numbers and assumptions entered.
Court orders, legal rights, support amounts, property division, tax treatment, and mortgage qualification may differ from any planning scenario shown here.
Read full disclaimerCommon Questions
Is this legal advice?
No. DivorceFinancialCompass.com is an educational planning tool. It does not provide legal, financial, tax, mediation, court, custody, support, property-division, or professional advice.
Do I need an account?
No. The site does not require an account, username, password, email address, or profile. Calculator entries are saved only in this browser on this device.
Where do support numbers come from?
Support numbers can come from an official state calculator, attorney estimate, mediator estimate, court document, or personal planning assumption. This site treats support amounts as numbers you enter; it does not calculate official support.
Why do results show assumptions?
Divorce financial planning depends heavily on estimates: home value, support assumptions, legal costs, interest rates, expenses, buyout percentages, and timing. Showing assumptions makes the result easier to question and update.
Methodology
How the Engines Work
Last updated: July 2, 2026
The divorce survival engine estimates cash cushion, legal cost pressure, monthly surplus or gap, debt pressure, transition shock, runway, and settlement dependency from user-entered planning assumptions.
The house decision engine estimates home equity, estimated sale proceeds, buyout pressure, refinance payment, full ownership cost, debt-to-income pressure, cash left after keeping, reserve months, sell-vs-keep comparison, and stress cases.
The new life cost engine estimates current-vs-future budget change, post-divorce household cost, child-related expenses, insurance and transportation changes, first 90-day transition cost, emergency fund target, income needed, and rebuild timeline.
Confidence is reduced when important inputs are missing, uncertain, or highly dependent on future events. Risk is increased when monthly costs exceed income, cash reserves are low, housing costs are high, legal costs are large, or the plan depends heavily on support or settlement assumptions.
Support amounts and property division percentages are user-entered assumptions. This site does not calculate official child support, spousal support, legal entitlement, property rights, court orders, or settlement fairness.
This methodology is intentionally transparent. It is built for planning clarity, not legal, financial, tax, mortgage, settlement, support, or professional advice.